{"id":2029,"date":"2024-07-13T06:00:00","date_gmt":"2024-07-13T02:30:00","guid":{"rendered":"https:\/\/arabnezhad.com\/en\/?p=2029"},"modified":"2024-07-09T06:30:21","modified_gmt":"2024-07-09T03:00:21","slug":"how-a-banking-lawyer-helped-me","status":"publish","type":"post","link":"https:\/\/arabnezhad.com\/en\/how-a-banking-lawyer-helped-me\/","title":{"rendered":"How a Banking Lawyer Helped Me"},"content":{"rendered":"\t\t
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In the not-so-distant past, I was engaged in export business. I remember being very dedicated to it, putting all my efforts into achieving great success through exports. However, an incident occurred that caused me to lose all my assets.<\/p>\n\n

I recall being extremely angry in the early days, unable to make the right decisions. I filed a complaint against the person who had taken my money, and I faced a severe liquidity shortage. To resolve this issue, I approached the bank and requested a loan<\/a>. Given the good turnover of my account, the bank<\/a> agreed to my request and provided me with the loan in exchange for a guarantee.<\/p>\n\n

I repaid the first loan<\/a> on time and applied for a second one. Due to my good credit history, I received the subsequent loan as well.<\/p>\n\n

At that time, when I purchased and exported the product, its price dropped significantly in the destination market (about $25 per ton). I also remember that the dollar’s value decreased substantially. Unfortunately, this resulted in a huge loss that I couldn’t recover from.<\/p>\n\n

I entered into negotiations with the bank<\/a>, which led to extensions upon extensions, and accumulating interest. In the following years, I was forced to take out additional loans from the same bank. However, when the calculations were done, I realized there was a significant discrepancy between the bank’s calculations and mine. Despite this, I had no other option. The bank<\/a> provided me with another loan<\/a> and simultaneously used that amount to settle the previous loan.<\/p>\n\n

At this point, I could no longer continue. Not only did I not receive any of the loan amount, but my previous debt<\/a> had also grown into a much larger one. I was left without any options.<\/p>\n\n

I saw everything I had slip away. After 15 years of hard work, not only did I not reach zero, but I went into negative territory.<\/p>\n\n

At the same time, I was struck by a severe illness that left me unable to work for a year. Time was passing against me, and I was completely desperate, willing to do anything to get out of this situation. I was so internally shattered that it led to family conflicts and many other difficulties. I went through many tough days.<\/p>\n\n

Around that time, I found out that one of my friends, whom I hadn’t heard from for years (a high school classmate), had become a lawyer. I went to him for advice. He guided me and told me that to solve this problem, I needed to consult a specialist in banking disputes. He then referred me to his colleague, Mr. Arabnezhad, who specialized in banking litigation.<\/p>\n\n

Mr. Arabnezhad, a banking disputes lawyer, suggested that I take legal action against the bank and explained each violation the bank had committed. I was reluctant to do this because I felt that since I had taken out a loan<\/a> from the bank, I should repay it at any cost. I discussed this with a few friends, and they all advised me against it, saying I would definitely lose a legal battle with the bank.<\/p>\n\n

After consulting my friends, I brought the matter up with Mr. Arabnezhad again and expressed my concerns about what other options I might have if we were unsuccessful. He told me that the longer I waited, the worse it would be for me. If I didn’t take action now, the bank would eventually move to collect its debt<\/a>, and it would seize all the documents I had put up as collateral.<\/p>\n\n

I thought about this for a few days and concluded that if I sued the bank and, with the help of a banking lawyer<\/a>, won, it would be a great outcome. If I didn’t get a favorable ruling, I would be back where I started. So, I went back to Mr. Arabnezhad\u2019s office and asked him to file a lawsuit against the bank. The bank, in response to the lawyer’s actions, moved to collect its claims, but Mr. Arabnezhad, with his experience, was able to stop the bank’s actions.<\/p>\n\n

The judge issued an order for expert evaluation, and my case was referred to an expert. When I read the expert’s report, I realized that from the beginning, the banking lawyer had accurately identified the bank’s violations. I am currently waiting for the verdict to be issued.<\/p>\n\n

If you are facing a similar issue, I highly recommend that you engage a lawyer who has substantial experience and knowledge in banking disputes. To verify this, simply ask the lawyer<\/a> to show you examples of rulings from their previous banking cases.<\/p>\n\n

Remember, making an incorrect choice can lead to irrecoverable costs, at best.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

In the not-so-distant past, I was engaged in export business. I remember being very dedicated to it, putting all my efforts into achieving great success through exports. However, an incident occurred that caused me to lose all my assets.<\/p>\n","protected":false},"author":1,"featured_media":2030,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"two_page_speed":[],"footnotes":""},"categories":[259],"tags":[299,317,294],"class_list":["post-2029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-banking-lawyer","tag-debt","tag-loan"],"_links":{"self":[{"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/posts\/2029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/comments?post=2029"}],"version-history":[{"count":4,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/posts\/2029\/revisions"}],"predecessor-version":[{"id":2038,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/posts\/2029\/revisions\/2038"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/media\/2030"}],"wp:attachment":[{"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/media?parent=2029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/categories?post=2029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arabnezhad.com\/en\/wp-json\/wp\/v2\/tags?post=2029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}